DSCR loan calculator

Calculate DSCR before you price the rental loan.

The main calculator estimates monthly principal and interest, net operating income, DSCR, cash flow, LTV, and the rent needed to reach common DSCR targets.

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Who this page is for

Use it when you are evaluating a rental purchase, refinance, or cash-out scenario and want a quick read on whether property income appears strong enough to cover debt service.

Search intent covered

This page targets searches like DSCR loan calculator, debt service coverage ratio calculator real estate, and DSCR ratio calculator for rental property.

Educational estimate only. DSCR Desk is not a lender, mortgage broker, or loan originator.