Privacy

Privacy Policy

Last updated: June 17, 2026

DSCR Desk is an educational rental property calculator website. We do not provide loans, collect loan applications, or ask for sensitive financial documents. This policy explains what information may be collected when you use the site.

Information we collect

We may collect the following categories of information:

Information you enter into calculators. Calculator inputs may include property value, rent, expenses, interest rate, loan term, and similar scenario assumptions. The current site processes these inputs in your browser and does not require an account.
Usage and analytics data. We use Google Analytics to understand how visitors use the site, including pages viewed, approximate location, device type, browser, referring pages, and interactions such as calculator tab switches or report actions.
Technical log data. Our hosting provider may automatically process server logs such as IP address, user agent, requested URL, timestamp, and error logs for security, troubleshooting, and site operation.
Information you choose to send us. If you contact us by email or through a future form, we may receive your name, email address, message, and any information you choose to include.

Information we do not collect

DSCR Desk does not currently ask for or intentionally collect Social Security numbers, bank statements, tax returns, credit reports, government IDs, full loan applications, or property addresses. Do not send sensitive personal or financial information through this website.

Cookies and analytics

We use Google Analytics, which may use cookies or similar technologies to measure site traffic and usage. Google Analytics helps us understand which pages are useful, how visitors find the site, and how the calculator is used.

Google may process information about your use of this site according to its own policies. You can learn more at How Google uses information from sites or apps that use our services. You can also use browser settings or Google's available opt-out tools to limit analytics tracking.

How we use information

We use collected information to:

Operate, maintain, and improve the calculators and resource pages.
Understand which DSCR topics and tools visitors use most.
Diagnose technical problems and protect the website from abuse.
Evaluate future content, product, or monetization opportunities.
Respond to messages if you contact us.

Third-party services

We may use third-party providers for analytics, hosting, security, email, advertising, affiliate links, or other website services. These providers may process data according to their own privacy policies. Current or future providers may include Google Analytics and our hosting infrastructure.

Advertising and affiliate links

DSCR Desk may display advertising, sponsorships, or affiliate links in the future. If we link to third-party products or services, those third-party websites are responsible for their own privacy practices. We do not control their tracking technologies or policies.

Legal basis and international visitors

If privacy laws in your location require a legal basis for processing personal information, we process information based on legitimate interests in operating and improving the site, your consent where required, compliance with legal obligations, and responding to requests you send us.

Data retention

Analytics and server log data may be retained for as long as reasonably necessary for measurement, security, troubleshooting, and business operations. If you contact us directly, we may retain your message as needed to respond and maintain business records.

Your choices

You may choose not to use the site, adjust your browser cookie settings, use privacy controls provided by your browser or device, or use analytics opt-out tools where available. If you contact us and want us to delete or update information you provided directly, you may request that by email.

Children's privacy

DSCR Desk is intended for adults evaluating rental property scenarios. It is not directed to children under 13, and we do not knowingly collect personal information from children.

Security

We use reasonable administrative and technical measures to protect the site. No website or internet transmission is completely secure, so we cannot guarantee absolute security.

Changes to this policy

We may update this Privacy Policy as the site changes, including if we add email capture, advertising, affiliate programs, downloadable reports, or other features. The updated version will be posted on this page with a revised date.

Contact

For privacy questions, contact: privacy@xueqiuai.com.

This Privacy Policy is provided for website transparency and is not legal advice. If you operate this site commercially or add lead generation, advertising networks, or email collection, have the policy reviewed for your specific jurisdiction and business model.